Speciality Products & Services
Discover unparalleled protection with Harris & Leib Insurance's specialty Products and Services. Along with our standard insurance products, our specialized policies offer coverage for unique situations or as an enhancement to your existing Auto, Home, or Commercial policy.
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Unmatched Coverage Options at Poco Insurance
Available Speciality Products & Services
Elevate your insurance coverage with our specially curated products including:
Extend your safety net with our Umbrella Liability insurance, providing additional coverage and higher limits beyond your existing liability policies.
Don't let natural disasters shake your financial stability. Our Earthquake Deductible Buy Back policy covers any earthquake deductibles assessed from your primary home, condo, or commercial insurer.
An inexpensive policy intended to cover broken structural glass without having to use your primary home, condo, or commercial policy.
A “Top Up” policy intended to cover high strata fire or water deductibles that may not be covered by your primary condo/townhome policy.
Mitigate the impact of claims on your wallet with our Deductible Reimbursement Policy, designed to reimburse you for various insurance deductibles in the event of a claim.
Host events with confidence knowing you're covered. Our Special Event Liability insurance provides comprehensive coverage for your gatherings, ensuring you're protected in every celebration.
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Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
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Frequently Asked Questions about Speciality Products & Services
Have questions about our specialty products and services? Find answers here or get in touch with our expert brokers for more detailed information.
What does Special Event Liability insurance include?
It covers liabilities associated with hosting or organizing events, ensuring you're protected against potential claims.
How can the Deductible Reimbursement Policy benefit me?
It reimburses the deductibles you paid towards various insurance claims including home, auto, boat, and more!
Why might I need Excess Strata Deductible Assessment Coverage?
Most Condo Unit owner policies only cover up to $100,000 against strata deductible assessments. If your condo’s strata deductibles are higher than what your underlying condo policy can cover, we can issue a “top up” Excess Strata Deductible Assessment policy to cover the difference.
Why do I need a separate policy for Glass Breakage, isn’t that covered under my home policy?
While most home policies do cover glass, the downside is you often have to pay a $1,000 deductible and have a claim against your home policy. Since glass claims are often small, it often isn’t worth going through the home insurer. By purchasing a separate glass policy, your claim will be handled by glass professionals and often with $0 Deductible.
How does Earthquake Deductible Buy Back work?
In the event of a major earthquake where the damage is sufficient that you must pay an earthquake deductible to your overlying Home, Condo, or Commercial insurance company, the Earthquake Deductible Buy Back will pay this Deductible on your behalf up to its policy limit.
How does Umbrella Liability work?
In the event your auto, home, or commercial liability coverage is inadequate or exhausted, an umbrella policy provides additional coverage up to its own policy limit. Many Auto or Home policies only offer up to $2 to $5 Million, whereas an Umbrella policy can increase coverage up to an additional $10 Million.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.