Motorcycle Insurance
Whether you’re riding around Maple Ridge or across Canada, embark on every ride with confidence, knowing Harris & Leib Insurance has your back. We understand how much your motorcycle means to you, so we’ve partnered with several insurers to provide private motorcycle coverage that ICBC cannot match.
Unmatched Coverage Options at Poco Insurance
Private Motorcycle Insurance Features
While riders are still required to obtain Basic Autoplan and Extended Third Party Liability through ICBC, our network of Private Motorcycle Insurers can offer superior “Own Damage” coverage for your bike with enhanced features such as:
.svg){kind=icon}
If your bike is written off, whatever value is listed on your policy is what you will receive. No adjuster appraisal, no haggling, no surprises!
.svg){kind=icon}
Private policies are issued annually, so your bike is always protected. Whether it’s on the road or in storage, you never have to worry if your ride is covered or not.
.svg){kind=icon}
Protect the gear that protects you. Your policy covers your helmet and other riding gear should it be damaged in a claim.
.svg){kind=icon}
Reimburses you for unexpected travel, lodging, or transportation costs if you have a covered loss while you’re traveling away from home
.svg){kind=icon}
Reimbursement if your keys are stolen and need to be replaced or if the bike needs to be rekeyed.
.svg){kind=icon}
Reimburses costs associated with towing or emergency services if your bike is disabled or breaks down.
Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
Get a Custom Quote
Frequently Asked Questions about Motorcycle Insurance?
Have questions about motorcycle insurance? We've got answers. While the below FAQs provide a general overview, we encourage you to contact our expert brokers for advice tailored to your specific needs.
Can I just insure my motorcycle through ICBC?
You certainly can, and there are situations where insuring all through ICBC is a better option. However, some clients may benefit from better coverage and pricing by insuring their motorcycle through a private insurer. We will advise on which option would work better for you.
Does my Home Insurance cover my Motorcycle during the Off-Season?
No, Home Insurance policies do not cover motorcycles, or any other licensed motor vehicle for that matter. Having a private motorcycle policy ensures your bike is protected year-round against loss or damage.
How much is Private Motorcycle Insurance?
Many factors can influence your premium, such as your riding history, the type of bike you own, and the coverage you choose. Most motorcycle insurers start around $225 per year. For an exact quote, please contact us to request one.
I only use my Motorcycle in the summer, can I cancel your private insurance during the off-season?
Private motorcycle policies are priced knowing that most bikes are only ridden during the summer months. For this reason, there is very little to no refund if the policies are canceled mid-term. Some exceptions can be made, such as when a bike is sold. It is to the owner's benefit to have their bike protected year-round as Home Insurance policies do not protect motorcycles in storage.
If I purchase a private Motorcycle Policy, do I still need ICBC?
Yes, before you ride, you must purchase Basic ICBC Autoplan along with any Extended Third Party Liability you wish to carry. If your bike is off the road, then ICBC is not required as protection for the bike is covered through the Private Motorcycle Insurer.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.