Home Insurance

Searching for Home Insurance in Maple Ridge or anywhere else in British Columbia? Welcome to Heris & Leib Insurance Brokers, where your home, likely the most significant purchase of your life, is protected with our unmatched dedication and expertise. Our team is committed to understanding your unique needs to provide the best insurance solutions, ensuring your home and possessions are thoroughly safeguarded.

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Home Insurance Features

Explore the extensive features of our home insurance, designed to cover every facet of your residence and provide the peace of mind you deserve.

Dwelling Protection

Safeguards your home’s structure, including built-in fixtures, decks, patios, pools, and attached garages, against a broad spectrum of risks.

Detached Structures Coverage

Extends protection to other buildings on your property like sheds and gazebos

Personal Property Coverage

Protects the contents of your home, including electronics, appliances, furniture, and other o personal belongings in case of loss or damage.

Additional Living Expenses

Offers financial support for extra costs like hotel stays and meals if you are temporarily displaced from your home after an incident.

Personal Liability:

Provides legal defense and coverage if someone is accidentally injured or their property is damaged on your premises.

Additional Coverages:

Customize your policy with extra protections against Sewer Backup, Flood, Earthquake, and more for complete assurance.

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Why Choose Harris & Leib Insurance for your Home Insurance Needs?

At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.

Get a Custom Quote

Click on the "Request a Quote" button and one of our specialized home insurance agents will contact you to start your quote or answer any questions you might have.

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Frequently Asked Questions About Home Insurance

Navigating home insurance can bring up many questions. Below, we've compiled answers to some of the most common inquiries we receive at Harris & Leib Insurance. For personalized advice, we encourage you to speak directly with one of our knowledgeable insurance agents.

Why Do I Need Home Insurance?

Protecting your significant investment is essential. The expense to rebuild a home and replace its contents can be staggering; home insurance shifts this financial risk to the insurer, protecting your financial future. Additionally, maintaining insurance is usually a requirement of mortgage lenders.

Does Home Insurance cover Earthquake Damage?

Earthquake coverage is available as an optional endorsement, with premiums and deductibles varying by location.

Is My Jewellery or Fine Art Covered?

There are limits on coverage for valuables like jewellery and fine art, typically up to $10,000. Higher coverage limits can be arranged for an additional premium.

Does Home Insurance Provide Water Coverage?

Most policies include standard ""Water Damage"" coverage. Optional add-ons include ""Sewer (Septic) Backup,"" ""Overland Water"" for flood scenarios, and ""Ground Water"" coverage for sudden sub-surface water ingress.

How Much is Home Insurance in Maple Ridge?

The cost of home insurance varies based on multiple factors including the homeowner's profile and the specifics of the property. Prices can range widely, reflecting the diversity in property sizes and values.

Residential Quote Request

Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.

Product Selection

**Which product(s) would you like a quote for?**
(Please select all that apply)

If there is more than one owner or tenant, please include their name and date of birth in the comments section below.

Personal Information

*Applicant First Name

*Applicant Last Name

Date Of Birth

Do you consent to a soft credit check in order to obtain the best available insurance rates?
(This will not impact your credit score and is for insurer data and discount purposes only.)

Additional Applicant Information

2^nd Applicant First Name (If applicable)

2^nd Applicant Last name (If applicable)

2nd Applicant Date of Birth (if applicable)

Do you consent to a soft credit check in order to obtain the best available insurance rates?
(This will not impact your credit score and is for insurer data and discount purposes only.)

If there is more than two owners or applicants, please include their name and date of birth in the comments section below.

Property Information

Your Current Residential Address:

Address of the Property you wish to Insure (if different from residential address):

Policy Effective Date:

Do you currently carry insurance on this property?

If you don’t carry insurance, for what reason?

Just Purchased or Just Moved In

I voluntarily cancelled or Lapse my previous insurance

The Insurance Company cancelled or Lapse my policy

Other (please specify in the comments)

If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

Any Property Claims or losses, of any Kind, in the last 10 years?

Yes

If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

Contact Information

Phone#:

Email:

Which Contact method do you prefer?

I understand that this is a quote request only and no insurance is in force until it is confirmed by an authorized representative of Harris & Leib Insurance Agencies Inc.*If you do not consent to these, please contact our office to discuss alternate arrangements.*

Additional Information

Thank you! Your submission has been received!

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Looking to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.

Get Started with your claim