Boat Insurance
Nothing compares to a day out on the water. With a comprehensive Boat or Watercraft insurance policy from Harris & Leib Insurance, you can be confident that your vessel is well-protected should the unexpected occur. From Jet Skis and fishing boats to Commercial Yachts, if it floats, we have a policy for it.
Unmatched Coverage Options at Poco Insurance
Boat Insurance Features
Boat policies at Harris & Leib Insurance can be customized with a range of coverages and features including:
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Provides protection to your boat’s hull and built-in machinery.
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Extends coverage to primary and auxiliary outboard engines attached to the vessel.
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Offers legal protection against property damage or bodily injury relating to the operation and ownership of your boat.
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Coverage for personal effects such as life jackets, fishing gear, and other property relevant to boating.
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Provides optional "own damage" coverage if your boat trailer is damaged.
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Protects boat houses and lifts against a range of perils.
Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
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Frequently Asked Questions About Boat Insurance
Have questions about boat insurance? We've compiled a list of FAQs to help you understand how our policies work and how they can benefit you.
Can I insure other operators?
Yes, we can add other frequent operators to the policy. Please ensure all operators have their pleasure craft operator's card or equivalent.
Will insurance cover me if my boat sinks?
In most cases, the insurance will pay to recover your boat in order to meet government and environmental requirements and to prevent further liability. If your boat is “written off,” your policy will pay based on the limits and conditions shown on the policy.
How much does boat insurance cost?
The cost for boat insurance varies based on the type of boat, the experience of the operator, the navigating area, and amount of coverage purchased. Small boats may start as low as $150. For an exact quote, please contact us.
Is boat insurance required?
Legally speaking, no, boat insurance is not required but is highly recommended. Even if your boat is not worth much, having legal liability can protect you against liability from property damage or injury while operating your boat. Most marinas also require all owners to carry insurance.
What types of boats do you insure?
We offer insurance for a variety of marine crafts including pleasure crafts (jet skis), sailboats, fishing trawlers, liveaboards, yachts, and more.
Boat & Watercraft Insurance Quote Request
Please complete this form to start your boat quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.