Business Insurance
At Harris & Leib Insurance, we understand that your business is your livelihood. A sudden property loss or a liability lawsuit could bring your operations to a halt. Having a custom commercial insurance policy can protect your business should the unexpected occur. Whether you need insurance for your business based in Maple Ridge, or if you operate throughout BC, our team of commercial insurance brokers is here to assist you.
Unmatched Coverage Options at Poco Insurance
Business Insurance Features
Each business is unique. Whether you need Contractor, Retailer, or Manufacturer Insurance, each operation requires its own mix of specialized coverages. We offer many custom insurance products and features including:
Protects your business property such as buildings, tools, machinery, equipment, unit upgrades, and stock against loss or damage.
Compensates your business for loss of sales and income due to an insured loss to your property.
Provides legal protection for your business due to accidental property damage or bodily injury as a result of your operations.
Legal protection for your businesses for failing to provide proper professional services or advice.
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Directors and Officers liability- protects business owners, managers, and board members against corporate harming decisions. Medical Malpractice- extended professional liability coverage for medical practitioners. Pollution Liability- Protection against suites due to environmental damage and injury.
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Enhance your policy with additional commercial coverages such as Crime, Equipment Breakdown, Cyber Protection, and more!
Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
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Frequently Asked Questions About Business Insurance
Have questions about our business insurance services? Here are some common inquiries we receive.
How Much Does Business Insurance Cost?
Each business is unique in terms of scale and the type of services they provide. Certain home-based business policies may cost as little as $200 per year whereas large or higher risk operations may exceed $10,000. The best way to get a proper estimate is to request a quote from us directly.
Are Subcontractors Covered by my Liability Insurance?
In general, no, subcontractors are not covered as they are operating as their own entity and should obtain their own business insurance policy. Certain exceptions may be made depending on the insurance provider, the policy type, and the relationship between the insured and subcontractor.
Do you offer business insurance packages?
Yes, many of our insurers offer packaged policies which may include property, liability, business interruption, crime, and other features all in one convenient policy.
How can I determine the right coverage for my business?
In general, almost all businesses will require some form of Commercial General Liability and Property Coverage. Our team will work with you to assess your business's specific needs, helping you choose the right coverage options to mitigate risk.
What types of businesses do you insure?
We offer insurance solutions for a wide range of businesses, from small home-based operations to contractors and even large commercial enterprises.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Business Insurance Quote Request
Please complete this form to start your business quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.